Successfully applying for a credit card if you have a poor or bad credit history can be difficult. All of the bad credit credit cards on this page are available to applicants with a less than perfect credit history or even credit black marks against their name. They are a great way of accessing credit and building your credit history.
| APR: 14.99-24.99% (Variable)* |
| Intro rate: N/A* |
| Intro period: N/A* |
| Grace period: Check Site |
| Annual fee: $39.00 1 year, then $59.00* |
Most Popular from Bad Credit:
Orchard Bank Visa Cards
- Reports to 3 major credit bureaus monthly providing you the opportunity to rebuild your credit
- Acceptance at millions of locations worldwide, including website purchases and reservations
- Your account information is updated and at your fingertips 24/7 so you can manage it your way
- Email and text messages to remind you of your upcoming payment due date with online enrollment
- Knowledgeable customer service representatives to assist you with questions or concerns
Applied Bank® Secured Visa® Gold Credit Card
- Choose Your Credit Limit - Simply open an FDIC Insured Deposit Account in your name at Applied Bank
- Your deposit will secure your new Visa Credit Card with a credit limit equal to the amount of your deposit - from $200 up to a maximum of $5,000
- Guaranteed Approval Regardless of Your Past Credit History
- 9.99% Low Fixed APR - Your Rate Won't Change Even if You Are Late
- Highest Ratings for Financial Strength and Security in the Country
| APR: 9.99% (Fixed)* | Intro rate: N/A* | Intro period: N/A* |
| Grace period: Check Site | Annual fee: $50.00* |
Vision Premier® Prepaid Visa® Card
- No Credit Check - Complete the form and we'll mail your card
- Free Roadside Assistance
- 1% Cash Back on Gas Purchases
- Free Savings Account with 5.65% APY
- Free Unlimited Purchases - Signature and PIN
- Free Direct Deposit: Get Paychecks, Benefits and Tax Refunds Faster
- No Debt, No Interest Charges and No Overdraft Fees
| APR: % | Intro rate: No Introductory Rate Available | Intro period: |
| Grace period: Not applicable to this type of card. | Annual fee: $0 |
Walmart MoneyCardSM Visa® Prepaid Card
- No issuance fee online.
- No credit check or bank account required
- No overdraft fees
- No minimum balance required
- Free Direct Deposit.
- $10 bonus with qualifying Direct Deposit (for a limited time only)
- Use everywhere Visa debit is accepted, including shop online, pay bills, get cash at ATMs
| APR: N/A* | Intro rate: N/A* | Intro period: N/A* |
| Grace period: Check Site | Annual fee: $0.00* |
Pink ACE Elite(TM) Visa® Prepaid Card
- As an official sponsor of the National Breast Cancer Foundation, purchases from the ACE Elite Card have contributed to over $2 million towards breast cancer awareness and detection.
- Free Direct Deposit - paychecks are available up to two days faster*
- Direct Depositing $500 in one calendar month qualifies you for a $10 Purchase Cushion & our lowest fee plan*
- No credit check, No application fee, No obligation*
- Secure: Card funds are FDIC insured, backed by Visa® Zero Liability*
| APR: N/A* | Intro rate: N/A* | Intro period: N/A* |
| Grace period: Check Site | Annual fee: $0.00* |
Orchard Bank Classic MasterCards
- An excellent credit card for help rebuilding credit scores; reports to 3 major credit bureaus monthly
- Acceptance at millions of locations worldwide, including website purchases and reservations
- Email and text messages are available to remind you of your upcoming payment due date
- Knowledgeable customer service representatives to assist you with questions or concerns
| APR: 14.99-24.99% (Variable)* | Intro rate: N/A* | Intro period: N/A* |
| Grace period: Check Site | Annual fee: $39.00 1 year, then $59.00* |
Pink ACE EliteTM Visa® Prepaid Card
- As an official sponsor of the National Breast Cancer Foundation, purchases from the ACE Elite Card have contributed to over $2 million towards breast cancer awareness and detection.
- Free Direct Deposit - paychecks are available up to two days faster*
- Direct Depositing $500 in one calendar month qualifies you for a $10 Purchase Cushion & our lowest fee plan*
- No credit check, No application fee, No obligation*
- Secure: Card funds are FDIC insured, backed by Visa® Zero Liability*
| APR: N/A* | Intro rate: N/A* | Intro period: N/A* |
| Grace period: Check Site | Annual fee: $0.00* |
iBankUP Prepaid Account
- The power of a bank account in a Visa prepaid card
- Save up to $230 compared with other cards, the first year alone
- No credit check and no activation fee
- Write personal checks online: easy to pay rent or other bills
- $0 monthly fee if $400 is loaded each month. (Only $1.99 otherwise)
- Free Direct Deposit from employers or deposit cash at 50,000 retailers nationwide
- Get 5% off when you add minutes to a prepaid cell phone from your UPside account
- Accepted anywhere Visa debit cards are accepted. Optional companion card
| APR: N/A* | Intro rate: N/A* | Intro period: N/A* |
| Grace period: Check Site | Annual fee: $0.00* |