Credit Card Comparison from JSNET.org

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Cash back credit cards are a great way to earn extra money for any purchases that you make. We have credit cards with cash back that are offering up to 5% back on any purchases that you make, an easy way to earn some extra dollars!

Not only are these credit cards great at rewarding big spenders they also have other benefits such as introductory purchases rates and more. However, please take note that these cards are only recommended if you clear your credit card balance each month, if you do not the interest that you pay on your credit card balance will take any cash earned.

TrueEarnings® Card from Costco and American Express Apply now
TrueEarnings® Card from Costco and American Express
  • American Express® Card and Costco Membership Card in one- with no annual fee for Costco members
  • Cash back on the things you buy: 3% for the first $3,000 in annual gasoline purchases (1% thereafter), 2% for restaurants, 2% for travel, and 1% everywhere else, including Costco
  • Rated 4.5 out of 5 stars in overall satisfaction by current TrueEarnings® Cardmembers from Costco and American Express
APR: 15.24% variable Intro rate: 0% on Purchases Intro period: for 6 months
Grace period: Check Site Annual fee: $0*
Discover® Motiva Card Apply now
Discover® Motiva Card
  • Earn Cashback Bonus® for your good credit management
  • 0% intro APR on purchases and balance transfers for 15 months, then the variable standard purchase APR of 10.99% - 20.99%*
  • Up to 20% Cashback Bonus at popular retailers when you shop online through Discover.com
  • Discover is ranked #1 in customer loyalty--15 years in a row! (2011 Brand Keys Customer Loyalty Engagement Index report)
  • 24/7 access to a U.S.-based Account Manager within 60 seconds
  • $0 Fraud Liability plus automatic mobile and email fraud alert options
  • Great rewards with no annual fee, no rewards redemption fee, and no additional card fee
  • *Click apply to view rates, fees, rewards, limitations and other important information
APR: 10.99% - 20.99% (Variable)* Intro rate: 0%* Intro period: 15 full months on Balance Transfers and Purchases*
Grace period: Check Site Annual fee: $0*
Discover® Open Road Card Apply now
Discover® Open Road Card
  • Receive a $150 Restaurant.com Gift Certificate with first purchase
  • 0% intro APR on purchases and balance transfers for 12 months, then the variable standard purchase APR of 10.99% - 20.99%*
  • 2% automatically at any gas station and any restaurant all year long*
  • Plus, up to 20% Cashback Bonus at popular online retailers when you shop through Discover.com
  • Discover is ranked #1 in customer loyalty--15 years in a row! (2011 Brand Keys Customer Loyalty Engagement Index report)
  • 24/7 access to a U.S.-based Account Manager within 60 seconds
  • Great rewards with no annual fee, no rewards redemption fee, and no additional card fee
  • *Click apply to view rates, fees, rewards, limitations and other important information
APR: 10.99% - 20.99% (Variable)* Intro rate: 0%* Intro period: 12 months on purchases & balance transfers*
Grace period: Check Site Annual fee: $0*
Discover® More® Card Apply now
Discover® More® Card
  • 0% intro APR on purchases and balance transfers for 15 months, then the variable standard purchase APR of 10.99% - 20.99%*
  • 5% Cashback Bonus® in categories that change like gas, restaurants, department stores and more. Limitations apply*
  • Up to 20% Cashback Bonus at popular retailers when you shop online through Discover.com
  • Discover is ranked #1 in customer loyalty--15 years in a row! (2011 Brand Keys Customer Loyalty Engagement Index report)
  • 24/7 access to a U.S.-based Account Manager within 60 seconds
  • $0 Fraud Liability plus automatic mobile and email fraud alert options
  • Great rewards with no annual fee, no rewards redemption fee, and no additional card fee
  • *Click apply to view rates, fees, rewards, limitations and other important information
APR: 10.99% - 20.99% (Variable)* Intro rate: 0%* Intro period: 15 months on purchases & balance transfers*
Grace period: Check Site Annual fee: $0*
Visa® Black Card Apply now
Visa® Black Card
  • Made with carbon, not just another piece of plastic; Membership is limited
  • 24-hour concierge service at your disposal
  • Unlimited VIP airport lounge visits
  • Exclusive rewards program; 1% cash back or airfare on any airline - no blackouts or restrictions
  • Accepted globally; zero liability protection against unauthorized purchases
APR: 14.99%* Intro rate: 0%* Intro period: 15 months on balance transfers*
Grace period: Check Site Annual fee: $495.00*
Blue Cash Everyday<sup>SM</sup> from American Express Apply now
Blue Cash EverydaySM from American Express
  • Earn a $100 cash back bonus after spending $1,000 in eligible purchases in the first 3 months of Cardmembership
  • 0% intro APR on purchases for 12 months, flexibility to pay over time
  • Get 3% cash back at supermarkets, 2% cash back at gas stations and department stores, and 1% cash back on all other purchases
  • No spend minimum, No enrollment, and No rotating rewards categories
  • Get a $25 Referral Bonus for each friend or family member who is approved for the Card
  • No annual fee, flexibility to pay over time
APR: 17.24%-22.24% Variable Intro rate: 0% on Purchases Intro period: for 12 months
Grace period: Check Site Annual fee: $0*
American Express® Gold Card Apply now
American Express® Gold Card
  • Earn 10K Membership Rewards® points, redeemable for select gift cards valued at $100, when you spend $1,000 in your first 3 months of Card membership
  • Exclusive access to Gold Card Events- select concerts, shows, major sporting events, and more
  • Purchase Protection covers loss, theft, and damage of eligible items within 90 days of purchase
  • Redeem Membership Rewards® points for an exclusive array of travel, shopping, dining and entertainment rewards.
  • Get approved in 60-seconds.
APR: N/A* Intro rate: N/A* Intro period: N/A*
Grace period: Check Site Annual fee: $125 annual fee
Discover® More® Card - No Balance Transfer Fee* Apply now
Discover® More® Card - No Balance Transfer Fee*
  • Limited Time Offer - $0 Balance Transfer Fee!*
  • 0% intro APR on purchases and balance transfers for 12 months, then the variable standard purchase APR of 10.99% - 19.99%*
  • 5% Cashback Bonus® in categories that change like gas, restaurants, department stores and more. Limitations apply*
  • Up to 20% Cashback Bonus at popular retailers when you shop online through Discover.com
  • Discover is ranked #1 in customer loyalty--15 years in a row! (2011 Brand Keys Customer Loyalty Engagement Index report)
  • 24/7 access to a U.S.-based Account Manager within 60 seconds
  • Great rewards with no annual fee, no rewards redemption fee, and no additional card fee
  • *Click apply to view rates, fees, rewards, limitations and other important information
APR: 10.99% - 19.99% (Variable)* Intro rate: 0%* Intro period: 12 months on Balance Transfers and Purchases*
Grace period: Check Site Annual fee: $0*
Vision Premier<sup>®</sup> Visa<sup>®</sup> Prepaid Card - Simple & Fair Apply now
Vision Premier® Visa® Prepaid Card - Simple & Fair
  • New - Free Roadside Assistance
  • New - Free Savings Account with 5.65% APY
  • 1% Cash Back on Gas Purchases
  • Free Direct Deposit so you can get paid faster
  • Free Bill Pay online or over the phone
  • Free Transactions and Customer Service
  • No Overdraft Fees, No Interest Fees, and No Hidden Fees
  • No Credit Check - 100% Approval
APR: N/A* Intro rate: N/A* Intro period: N/A*
Grace period: Check Site Annual fee: $7.95 monthly*