Welcome to CreditCardsStudio.com's instant approval credit cards section. Many of the credit card listed on this page will give you a online decision within 60 seconds from submitting your application.
Any of the great credit cards below will give an instant decision to your credit card application, normally within 60 seconds.
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| Grace period: Check Site |
| Annual fee: $0.00* |
Most Popular from Instant Approval Cards:
Pink ACE Elite(TM) Visa® Prepaid Card
- As an official sponsor of the National Breast Cancer Foundation, purchases from the ACE Elite Card have contributed to over $2 million towards breast cancer awareness and detection.
- Free Direct Deposit - tax refunds get credited in as few as 8 days and paychecks are available up to two days faster*
- Direct Depositing $500 in one calendar month qualifies you for a $10 Purchase Cushion & our lowest fee plan*
- No credit check, No application fee, No obligation*
- Secure: Card funds are FDIC insured, backed by Visa® Zero Liability*
Wired PlasticTM Visa® Prepaid Card
- Accepted everywhere VISA is accepted
- No Credit Check, Income requirements, or bank account required
- Free Online Access to Account
- Free Mobile Alerts - Text to your mobile and email
- Free Bill Pay Service - Pay Anyone Online or Over the Phone
- Free Rewards Program - Earn 1 point for every $1 spent
- No Bounced Check, NSF, or Overdraft Charges Ever
- Free Direct Deposit - Eliminate check cashing fees
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| Grace period: Check Site | Annual fee: $0.00* |
Student UPside Visa® Prepaid Card
- A card truly designed for the 13-25 age group and their parents
- Full parental control. Safer than cash
- Parents can load the card online from their own credit card or checking account
- Instant online funding, great for emergencies when your child is away from home
- If your child is in high school, you can set allowances and monitor his/her spending online. Also perfect if he/she is traveling without you
- If your child is already in college, he/she can receive free direct deposits from an employer, write checks and most importantly stay out of debt
- Apply online now. Only $2.99 a month or $29.95 a year
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| Grace period: Check Site | Annual fee: $0.00* |
Pink ACE EliteTM Visa® Prepaid Card
- As an official sponsor of the National Breast Cancer Foundation, purchases from the ACE Elite Card have contributed to over $2 million towards breast cancer awareness and detection.
- Free Direct Deposit - tax refunds get credited in as few as 8 days and paychecks are available up to two days faster*
- Direct Depositing $500 in one calendar month qualifies you for a $10 Purchase Cushion & our lowest fee plan*
- No credit check, No application fee, No obligation*
- Secure: Card funds are FDIC insured, backed by Visa® Zero Liability*
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| Grace period: Check Site | Annual fee: $0.00* |
Purple Diamond Prepaid Visa® RushCard
- FREE Online Money Tools - Powerful, FREE online money tools help you plan a budget, monitor your progress, and review your spending.
- FREE RushPath to Credit - Build your credit history every time you pay your rent, utilities, and other bills when you activate this optional service.
- Rush Bill Pay - A convenient way to pay anyone online. Pay your rent, utilities, even the babysitter, electronically or by check.
- FREE RushText Alerts - Get instant access to your balance, deposit, and recent transaction information on your mobile phone for FREE. *standard carrier charges may apply
- Card-to-Card Transfer - Send money to any of your friends and family members who have a RushCard, or transfer funds between your own personal cards.
- FREE Prescription Discount Card - Save money by getting discounts on prescription drugs for you and your family. Enroll for FREE.
- FREE Customer Service - Member Services Representatives are always here to help - 24 hours a day, 7 days a week.
- Refer-a-friend - Get paid $5 for every friend you refer who becomes an active RushCard member.
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| Grace period: Data | Annual fee: $0 |
REACH Visa® Prepaid Card
- Only 3 Fees - that's it - compare & save
- The card trusted by Tom Joyner
- Free Bill Pay & Check Writing
- Free Customer Service
- No Overdraft Fees, Interest Fees or Hidden Fees
- No Credit Check Required - Sign up Today
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| Grace period: Check Site | Annual fee: $0.00* |
Vision Premier® Visa® Prepaid Card - Simple & Fair
- New - Free Roadside Assistance
- New - Free Savings Account with 5.65% APY
- 1% Cash Back on Gas Purchases
- Free Direct Deposit so you can get paid faster
- Free Bill Pay online or over the phone
- Free Transactions and Customer Service
- No Overdraft Fees, No Interest Fees, and No Hidden Fees
- No Credit Check - 100% Approval
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| Grace period: Check Site | Annual fee: $0.00* |
iBankUP Prepaid Account
- The power of a bank account in a Visa prepaid card
- Save up to $230 compared with other cards, the first year alone
- No credit check and no activation fee
- Write personal checks online: easy to pay rent or other bills
- $0 monthly fee if $400 is loaded each month. (Only $1.99 otherwise)
- Free Direct Deposit from employers or deposit cash at 50,000 retailers nationwide
- Get 5% off when you add minutes to a prepaid cell phone from your UPside account
- Accepted anywhere Visa debit cards are accepted. Optional companion card
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| Grace period: Check Site | Annual fee: $0.00* |
Black Diamond Prepaid Visa® RushCard
- FREE Online Money Tools - Powerful, FREE online money tools help you plan a budget, monitor your progress, and review your spending.
- FREE RushPath to Credit - Build your credit history every time you pay your rent, utilities, and other bills when you activate this optional service.
- Rush Bill Pay - A convenient way to pay anyone online. Pay your rent, utilities, even the babysitter, electronically or by check.
- FREE RushText Alerts - Get instant access to your balance, deposit, and recent transaction information on your mobile phone for FREE. *standard carrier charges may apply
- Card-to-Card Transfer - Send money to any of your friends and family members who have a RushCard, or transfer funds between your own personal cards.
- FREE Prescription Discount Card - Save money by getting discounts on prescription drugs for you and your family. Enroll for FREE.
- FREE Customer Service - Member Services Representatives are always here to help - 24 hours a day, 7 days a week.
- Refer-a-friend - Get paid $5 for every friend you refer who becomes an active RushCard member.
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| Grace period: Not applicable to this type of card. | Annual fee: $0 |
Wired Plastic® Prepaid Visa® Card
- Accepted everywhere VISA debit cards are accepted
- No Credit Check, Income requirements or bank account required
- On Demand Alerts - Manage your account via text messaging
- FREE Online Access to Account
- FREE Mobile Alerts - Text to your mobile and email
- FREE Rewards Program - Earn 1 point for every $1 spent
- NO Bounced Check, NSF or Overdraft Charges EVER!
- FREE Direct Deposit - Eliminate check cashing fees
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| Grace period: Not applicable to this type of card. | Annual fee: $0 |
ACE EliteTM Visa® Prepaid Card
- A card with benefits that matter to you
- No credit check, No application fee, No obligation
- No-Fee Cash Withdrawals at ACE locations*
- Free Direct Deposit - Get paid up to 2 days faster, don't stand in line or pay check cashing fees*
- Free Anytime AlertsTM - Get your balance and transactions via text or email*
- Free Savings Account - Receive 5.00% APY*
- Secure: Card funds are FDIC insured, backed by Visa Zero Liability*
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| Grace period: Check Site | Annual fee: $0.00* |
NetSpend® Visa® Prepaid Card
- 100% Approval - No credit check needed (ID verification required).
- Get your paycheck, government benefits and tax refund faster with free direct deposit
- New - Get rewarded with NetSpend Payback RewardTM options.
- Real-time account activity alerts to your mobile phone.
- Funds are FDIC insured up to the current coverage limit (ID verification required).
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| Grace period: Check Site | Annual fee: $0.00* |
NetSpend® Prepaid MasterCard®
- 100% Approval - No credit check needed (ID verification required).
- Get your paycheck, government benefits and tax refund faster with free direct deposit
- New - Get rewarded with NetSpend Payback RewardTM options.
- Real-time account activity alerts to your mobile phone.
- Funds are FDIC insured up to the current coverage limit (ID verification required).
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| Grace period: Check Site | Annual fee: $0.00* |
Baby Phat Prepaid Visa® RushCard
- FREE Online Money Tools - Powerful, FREE online money tools help you plan a budget, monitor your progress, and review your spending.
- FREE RushPath to Credit - Build your credit history every time you pay your rent, utilities, and other bills when you activate this optional service.
- Rush Bill Pay - A convenient way to pay anyone online. Pay your rent, utilities, even the babysitter, electronically or by check.
- FREE RushText Alerts - Get instant access to your balance, deposit, and recent transaction information on your mobile phone for FREE. *standard carrier charges may apply.
- Card-to-Card Transfer - Send money to any of your friends and family members who have a RushCard, or transfer funds between your own personal cards.
- FREE Prescription Discount Card - Save money by getting discounts on prescription drugs for you and your family. Enroll for FREE.
- FREE Customer Service - Member Services Representatives are always here to help - 24 hours a day, 7 days a week.
- Refer-a-friend - Get paid $5 for every friend you refer who becomes an active RushCard member.
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| Grace period: Data | Annual fee: $0 |
Green Dot® Gold PrePaid Visa®
- $0 Activation Online - with no credit check
- Access over 18,000 MoneyPass® ATM's
- Get a $4.95 credit on your first MoneyPak cash load (see site for restrictions)
- No Monthly fee for any month with at least 30 purchases
- No Transaction fees on US purchases
- No Overdraft fees
- No Minimum balance required
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| Grace period: Check Site | Annual fee: $0.00* |
Walmart MoneyCardSM MasterCard® Prepaid Card
- No issuance fee online
- No credit check or bank account required
- No overdraft fees
- No minimum balance required
- Free Direct Deposit
- $10 bonus with qualifying Direct Deposit (for a limited time only)
- Use everywhere MasterCard debit is accepted, including shop online, pay bills, get cash at ATMs
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| Grace period: Check Site | Annual fee: $0.00* |
Walmart MoneyCardSM Visa® Prepaid Card
- No issuance fee online.
- No credit check or bank account required
- No overdraft fees
- No minimum balance required
- Free Direct Deposit.
- $10 bonus with qualifying Direct Deposit (for a limited time only)
- Use everywhere Visa debit is accepted, including shop online, pay bills, get cash at ATMs
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| Grace period: Check Site | Annual fee: $0.00* |
Vision Premier® Prepaid Visa® Card
- No Credit Check - Complete the form and we'll mail your card
- Free Roadside Assistance
- 1% Cash Back on Gas Purchases
- Free Savings Account with 5.65% APY
- Free Unlimited Purchases - Signature and PIN
- Free Direct Deposit: Get Paychecks, Benefits and Tax Refunds Faster
- No Debt, No Interest Charges and No Overdraft Fees
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| Grace period: Not applicable to this type of card. | Annual fee: $0 |
Green Dot® PrePaid MasterCard®
- $0 Activation Online - with no credit check
- Access over 18,000 MoneyPass® ATMs
- Get a $4.95 credit on your first MoneyPak cash load (see site for restrictions)
- No Monthly fee for any month with at least 30 purchases
- No Transaction fees on US purchases
- No Overdraft fees
- No Minimum balance required
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| Grace period: Check Site | Annual fee: $0.00* |
Horizon Gold Card
- $500 Credit Limit
- Guaranteed Approval
- No Credit Check
- Fast Online Application
- No Employment Check
- Reports to Major Bureau
- Always 0.0% APR
| APR: 0% | Intro rate: 0% APR Always | Intro period: |
| Grace period: Not applicable to this type of card. | Annual fee: $0 |
First Progress Platinum Secured MasterCard® Credit Card
- Full-feature Platinum MasterCard secured credit card
- No credit history or minimum credit score required for approval
- Monthly reporting to all 3 major credit bureaus to establish more credit history
- Quick & complete online application
- Secured by your deposit of $300 - $2,000
- 24/7 access to your account online
- Deposit held at FDIC-insured bank
- You must be a resident of a US state; however, at present the program is not available in Alaska, Arkansas, Iowa, Maine, New York, Wisconsin, or West Virginia.
| APR: 14.99% (Fixed)* | Intro rate: N/A* | Intro period: N/A* |
| Grace period: Check Site | Annual fee: $39.00* |
Account Now Gold Visa® Prepaid Card
- 100% Guaranteed Approval* - No Credit Check
- $0 Activation Fee
- $25 bonus with Free direct deposit§
- Free Online Bill Payment
- Up to $10,000 balance limit
- Instant Account Number - Perfect for getting your Tax Refund faster with direct deposit
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| Grace period: Check Site | Annual fee: $0.00* |
AccountNow® Prepaid MasterCard®
- 100% Guaranteed Approval* - No Credit Check
- No Activation Fee
- Free Direct Deposit and $25 bonus§
- Free Online Bill Payment
- Earn Purchase Rewards and Refer-a-Friend Cash Bonus
- Perfect for Tax Refund direct deposit
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| Grace period: Check Site | Annual fee: $0.00* |
AccountNow® Prepaid Visa® Card
- $0 Monthly Fee
- 100% Guaranteed Approval* - No Credit Check
- No Minimum Balance
- Free Direct Deposit and Online Bill Payment
- Now with Purchase Rewards
- Perfect for Tax Refund direct deposit
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| Grace period: Check Site | Annual fee: $0.00* |
Applied Bank® Secured Visa® Gold Credit Card
- Guaranteed Approval Regardless of Your Past Credit History
- 9.99% Low Fixed APR - Your Rate Won't Change Even if You Are Late
- Choose Your Credit Limit - From $200 to $5,000
- Highest Ratings for Financial Strength and Security in the Country
| APR: 9.99% | Intro rate: No Introductory Rate Available | Intro period: |
| Grace period: None | Annual fee: $50 |