Looking for a new low interest credit card? Listed below are some of the best low interest credit cards that are available on the market today. Some of these great credit card offers even have benefits in addition to the low interest rate such as cash back, introductory rates and even rewards.
These credit cards are generally targeted towards visitors that have a good or better credit rating.
Simmons First Visa® Platinum Rewards
- Excellent Credit Required - Applicants that do not have excellent credit will not be approved
- Low 9.25% variable standard purchase APR and platinum benefits
- No balance transfer fee for balances transferred in response to this online offer
- Travel Rewards - cardholders who enroll in the program receive one point per net dollar spent
- Choose any U.S. based airline or ticket class. No blackout dates or seating restrictions
- Other travel related options are hotels, cruises, vacation packages, car rental, and restaurants
- No Annual Fee
| APR: 9.25%* (V) | Intro rate: None* | Intro period: N/A* |
| Grace period: Check Site | Annual fee: $0.00* |
Discover® More® Card
- 0% intro APR on purchases and balance transfers for 15 months, then the variable standard purchase APR of 10.99% - 20.99%*
- 5% Cashback Bonus® in categories that change like gas, restaurants, department stores and more. Limitations apply*
- Up to 20% Cashback Bonus at popular retailers when you shop online through Discover.com
- Discover is ranked #1 in customer loyalty--15 years in a row! (2011 Brand Keys Customer Loyalty Engagement Index report)
- 24/7 access to a U.S.-based Account Manager within 60 seconds
- $0 Fraud Liability plus automatic mobile and email fraud alert options
- Great rewards with no annual fee, no rewards redemption fee, and no additional card fee
- *Click apply to view rates, fees, rewards, limitations and other important information
| APR: 10.99% - 20.99% (Variable)* | Intro rate: 0%* | Intro period: 15 months on purchases & balance transfers* |
| Grace period: Check Site | Annual fee: $0* |
American Express® Premier Rewards Gold Card
- Membership Rewards® bonus: 15K points, redeemable for select gift cards valued at $150, when you spend $1,000 in your first three months of card membership
- Membership Rewards® points multiply fast! Earn 3X points on airfare, 2X points on gas and groceries, 1X points on everything else
- Exclusive access to Gold Card Destinations and events- Enjoy special travel packages and amenities at hotels worldwide, as well as select concerts, shows, major sporting events
- Introductory annual fee of $0 for the first year, then $175
- Get approved in 60-seconds.
| APR: N/A* | Intro rate: N/A* | Intro period: N/A* |
| Grace period: Check Site | Annual fee: Introductory annual fee of $0 for the first year, |
Iberiabank Visa® Select Card
- Introductory Rate of 0.00% or 7.50% based on creditworthiness for 12 months from date opened on Purchases. This rate will not change during the introductory period.
- Intro APR on Balance Transfers of 1.99% or 7.50% for the first 12 billing cycles. After that, APR will be the same as your assigned purchase rate, based on your creditworthiness.
- Low Ongoing Variable Rate APR after introductory period of 7.50%, 9.50%, or 11.50% based on your creditworthiness. This APR will vary with the market based on the Prime Rate.
- Online access to credit card account information
- Low Annual Fee of $35.00
| APR: 7.50%, 9.50%, or 11.50% | Intro rate: 0% or 7.50% on purchases; 1.99% or 7.50% on balanc | Intro period: 12 months* |
| Grace period: Check Site | Annual fee: $35.00* |
Simmons First Visa Platinum
- Excellent Credit Required - Applicants that do not have excellent credit will not be approved
- Low 7.25% variable standard purchase APR and platinum benefits
- No balance transfer fee for balances transferred in response to this online offer
- No Annual Fee
| APR: 7.25%* (V) | Intro rate: None* | Intro period: N/A* |
| Grace period: Check Site | Annual fee: None* |
Platinum Zero® Secured Visa® Credit Card from Applied Bank®
- ZERO - 0% FIXED APR on Purchases - No Intro Rates!
- ZERO - 0% Rate Won’t Change - Even If You’re Late!
- ZERO Hassles - Choose Your Credit Limit From $500 Up To $5,000
- ZERO Application Fees
- ZERO Worries - FREE Personal ID Theft Protection
- ZERO Delays - Timely CREDIT Bureau Reporting
| APR: 0% | Intro rate: No Introductory Rate Available | Intro period: |
| Grace period: None | Annual fee: $0 |
Discover® More® Card - Balance Transfer Fee*
- 0% intro APR on purchases for 6 months, then the variable standard purchase APR of 10.99% - 20.99%*
- 0% intro APR on balance transfers for 18 months, then the variable standard purchase APR of 10.99% - 20.99%*
- 5% Cashback Bonus® in categories that change like gas, restaurants, department stores and more. Limitations apply*
- Discover is ranked #1 in customer loyalty--15 years in row! (2011 Brand Keys Customer Loyalty Engagement Index report)
- 24/7 access to a U.S.-based Account Manager within 60 seconds
- $0 Fraud Liability plus automatic mobile and email fraud alert options
- Great rewards with no annual fee, no rewards redemption fee, and no additional card fee
- *Click apply to view rates, fees, rewards, limitations and other important information
| APR: 10.99% - 20.99% (Variable)* | Intro rate: 0%* | Intro period: 18 months on Balance Transfers; 6 on Purchases* |
| Grace period: Check Site | Annual fee: $0* |