Credit Card Comparison from JSNET.org

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The credit cards that are listed on this page are for applicants with no credit history. Many of these no credit history credit cards offers are for credit cards such as prepaid or secured credit cards that, if used carefully, will help to rebuild your credit history and in turn allow access to better, more rewarding credit card offers.

 
Featured Card
APR: 14.99-24.99% (Variable)*
Intro rate: N/A*
Intro period: N/A*
Grace period: Check Site
Annual fee: $39.00 1 year, then $59.00*
Featured Card. Most Popular from No Credit History:
Most Popular from No Credit History:
Orchard Bank Visa Cards
  • Reports to 3 major credit bureaus monthly providing you the opportunity to rebuild your credit
  • Acceptance at millions of locations worldwide, including website purchases and reservations
  • Your account information is updated and at your fingertips 24/7 so you can manage it your way
  • Email and text messages to remind you of your upcoming payment due date with online enrollment
  • Knowledgeable customer service representatives to assist you with questions or concerns
Apply now
Applied Bank® Secured Visa® Gold Credit Card Apply now
Applied Bank® Secured Visa® Gold Credit Card
  • Choose Your Credit Limit - Simply open an FDIC Insured Deposit Account in your name at Applied Bank
  • Your deposit will secure your new Visa Credit Card with a credit limit equal to the amount of your deposit - from $200 up to a maximum of $5,000
  • Guaranteed Approval Regardless of Your Past Credit History
  • 9.99% Low Fixed APR - Your Rate Won't Change Even if You Are Late
  • Highest Ratings for Financial Strength and Security in the Country
APR: 9.99% (Fixed)* Intro rate: N/A* Intro period: N/A*
Grace period: Check Site Annual fee: $50.00*
Pink ACE Elite(TM) Visa®  Prepaid Card Apply now
Pink ACE Elite(TM) Visa® Prepaid Card
  • As an official sponsor of the National Breast Cancer Foundation, purchases from the ACE Elite Card have contributed to over $2 million towards breast cancer awareness and detection.
  • Free Direct Deposit - paychecks are available up to two days faster*
  • Direct Depositing $500 in one calendar month qualifies you for a $10 Purchase Cushion & our lowest fee plan*
  • No credit check, No application fee, No obligation*
  • Secure: Card funds are FDIC insured, backed by Visa® Zero Liability*
APR: N/A* Intro rate: N/A* Intro period: N/A*
Grace period: Check Site Annual fee: $0.00*
iBankUP Prepaid Account Apply now
iBankUP Prepaid Account
  • The power of a bank account in a Visa prepaid card
  • Save up to $230 compared with other cards, the first year alone
  • No credit check and no activation fee
  • Write personal checks online: easy to pay rent or other bills
  • $0 monthly fee if $400 is loaded each month. (Only $1.99 otherwise)
  • Free Direct Deposit from employers or deposit cash at 50,000 retailers nationwide
  • Get 5% off when you add minutes to a prepaid cell phone from your UPside account
  • Accepted anywhere Visa debit cards are accepted. Optional companion card
APR: N/A* Intro rate: N/A* Intro period: N/A*
Grace period: Check Site Annual fee: $0.00*
Pink ACE Elite<sup>TM</sup> Visa<sup>®</sup> Prepaid Card Apply now
Pink ACE EliteTM Visa® Prepaid Card
  • As an official sponsor of the National Breast Cancer Foundation, purchases from the ACE Elite Card have contributed to over $2 million towards breast cancer awareness and detection.
  • Free Direct Deposit - paychecks are available up to two days faster*
  • Direct Depositing $500 in one calendar month qualifies you for a $10 Purchase Cushion & our lowest fee plan*
  • No credit check, No application fee, No obligation*
  • Secure: Card funds are FDIC insured, backed by Visa® Zero Liability*
APR: N/A* Intro rate: N/A* Intro period: N/A*
Grace period: Check Site Annual fee: $0.00*
Student UPside Visa® Prepaid Card Apply now
Student UPside Visa® Prepaid Card
  • A card truly designed for the 13-25 age group and their parents
  • Full parental control. Safer than cash
  • Parents can load the card online from their own credit card or checking account
  • Instant online funding, great for emergencies when your child is away from home
  • If your child is in high school, you can set allowances and monitor his/her spending online. Also perfect if he/she is traveling without you
  • If your child is already in college, he/she can receive free direct deposits from an employer, write checks and most importantly stay out of debt
  • Apply online now. Only $2.99 a month or $29.95 a year
APR: N/A* Intro rate: N/A* Intro period: N/A*
Grace period: Check Site Annual fee: $0.00*