The credit cards that are listed on this page are for applicants with no credit history. Many of these no credit history credit cards offers are for credit cards such as prepaid or secured credit cards that, if used carefully, will help to rebuild your credit history and in turn allow access to better, more rewarding credit card offers.
Horizon Gold Card
- $500 Credit Limit
- Guaranteed Approval
- No Credit Check
- Fast Online Application
- No Employment Check
- Reports to Major Bureau
- Always 0.0% APR
| APR: 0% | Intro rate: 0% APR Always | Intro period: |
| Grace period: Not applicable to this type of card. | Annual fee: $0 |
Pink ACE Elite(TM) Visa® Prepaid Card
- As an official sponsor of the National Breast Cancer Foundation, purchases from the ACE Elite Card have contributed to over $2 million towards breast cancer awareness and detection.
- Free Direct Deposit - tax refunds get credited in as few as 8 days and paychecks are available up to two days faster*
- Direct Depositing $500 in one calendar month qualifies you for a $10 Purchase Cushion & our lowest fee plan*
- No credit check, No application fee, No obligation*
- Secure: Card funds are FDIC insured, backed by Visa® Zero Liability*
| APR: N/A* | Intro rate: N/A* | Intro period: N/A* |
| Grace period: Check Site | Annual fee: up to $9.95 monthly* |
Applied Bank® Secured Visa® Gold Credit Card
- Guaranteed Approval Regardless of Your Past Credit History
- 9.99% Low Fixed APR - Your Rate Won't Change Even if You Are Late
- Choose Your Credit Limit - From $200 to $5,000
- Highest Ratings for Financial Strength and Security in the Country
| APR: 9.99% | Intro rate: No Introductory Rate Available | Intro period: |
| Grace period: None | Annual fee: $50 |
Student UPside Visa® Prepaid Card
- A card truly designed for the 13-25 age group and their parents
- Full parental control. Safer than cash
- Parents can load the card online from their own credit card or checking account
- Instant online funding, great for emergencies when your child is away from home
- If your child is in high school, you can set allowances and monitor his/her spending online. Also perfect if he/she is traveling without you
- If your child is already in college, he/she can receive free direct deposits from an employer, write checks and most importantly stay out of debt
- Apply online now. Only $2.99 a month or $29.95 a year
| APR: N/A* | Intro rate: N/A* | Intro period: N/A* |
| Grace period: Check Site | Annual fee: up to $2.99 monthly* |
Pink ACE EliteTM Visa® Prepaid Card
- As an official sponsor of the National Breast Cancer Foundation, purchases from the ACE Elite Card have contributed to over $2 million towards breast cancer awareness and detection.
- Free Direct Deposit - tax refunds get credited in as few as 8 days and paychecks are available up to two days faster*
- Direct Depositing $500 in one calendar month qualifies you for a $10 Purchase Cushion & our lowest fee plan*
- No credit check, No application fee, No obligation*
- Secure: Card funds are FDIC insured, backed by Visa® Zero Liability*
| APR: N/A* | Intro rate: N/A* | Intro period: N/A* |
| Grace period: Check Site | Annual fee: up to $9.95 monthly* |
iBankUP Prepaid Account
- The power of a bank account in a Visa prepaid card
- Save up to $230 compared with other cards, the first year alone
- No credit check and no activation fee
- Write personal checks online: easy to pay rent or other bills
- $0 monthly fee if $400 is loaded each month. (Only $1.99 otherwise)
- Free Direct Deposit from employers or deposit cash at 50,000 retailers nationwide
- Get 5% off when you add minutes to a prepaid cell phone from your UPside account
- Accepted anywhere Visa debit cards are accepted. Optional companion card
| APR: N/A* | Intro rate: N/A* | Intro period: N/A* |
| Grace period: Check Site | Annual fee: Free if minimum load is received each month. $1.99 |
MangoTM MasterCard® Prepaid Card
- Free Direct Deposit + Get $20 Signup Bonus
- Earn High Savings Interest Rate
- Instant Virtual Card - Shop Online Today
- No fee Domestic Purchase/Signature Transactions
- No Fee to Check Your Balance With a Text Message
- Free Mango iPhone App (Download from iTunes Store)
- Renters Insurance Available to Mango Cardholders
- $5 Monthly Fee - Reimbursed when You Load at Least $500 Per Month
| APR: N/A* | Intro rate: N/A* | Intro period: N/A* |
| Grace period: Check Site | Annual fee: up to $5.00 monthly* |
REACH Visa® Prepaid Card
- Only 3 Fees - that's it - compare & save
- The card trusted by Tom Joyner
- Free Bill Pay & Check Writing
- Free Customer Service
- No Overdraft Fees, Interest Fees or Hidden Fees
- No Credit Check Required - Sign up Today
| APR: N/A* | Intro rate: N/A* | Intro period: N/A* |
| Grace period: Check Site | Annual fee: $8.95 monthly* |
Vision Premier® Visa® Prepaid Card - Simple & Fair
- New - Free Roadside Assistance
- New - Free Savings Account with 5.65% APY
- 1% Cash Back on Gas Purchases
- Free Direct Deposit so you can get paid faster
- Free Bill Pay online or over the phone
- Free Transactions and Customer Service
- No Overdraft Fees, No Interest Fees, and No Hidden Fees
- No Credit Check - 100% Approval
| APR: N/A* | Intro rate: N/A* | Intro period: N/A* |
| Grace period: Check Site | Annual fee: $7.95 monthly* |
First Progress Platinum Secured MasterCard® Credit Card
- Full-feature Platinum MasterCard secured credit card
- No credit history or minimum credit score required for approval
- Monthly reporting to all 3 major credit bureaus to establish more credit history
- Quick & complete online application
- Secured by your deposit of $300 - $2,000
- 24/7 access to your account online
- Deposit held at FDIC-insured bank
- You must be a resident of a US state; however, at present the program is not available in Alaska, Arkansas, Iowa, Maine, New York, Wisconsin, or West Virginia.
| APR: 14.99%* | Intro rate: N/A* | Intro period: N/A* |
| Grace period: Check Site | Annual fee: $39.00* |
Purple Diamond Prepaid Visa® RushCard
- FREE Online Money Tools - Powerful, FREE online money tools help you plan a budget, monitor your progress, and review your spending.
- FREE RushPath to Credit - Build your credit history every time you pay your rent, utilities, and other bills when you activate this optional service.
- Rush Bill Pay - A convenient way to pay anyone online. Pay your rent, utilities, even the babysitter, electronically or by check.
- FREE RushText Alerts - Get instant access to your balance, deposit, and recent transaction information on your mobile phone for FREE. *standard carrier charges may apply
- Card-to-Card Transfer - Send money to any of your friends and family members who have a RushCard, or transfer funds between your own personal cards.
- FREE Prescription Discount Card - Save money by getting discounts on prescription drugs for you and your family. Enroll for FREE.
- FREE Customer Service - Member Services Representatives are always here to help - 24 hours a day, 7 days a week.
- Refer-a-friend - Get paid $5 for every friend you refer who becomes an active RushCard member.
| APR: % | Intro rate: No Introductory Rate Available | Intro period: |
| Grace period: Data | Annual fee: $0 |
Wired Plastic® Prepaid Visa® Card
- Accepted everywhere VISA debit cards are accepted
- No Credit Check, Income requirements or bank account required
- On Demand Alerts - Manage your account via text messaging
- FREE Online Access to Account
- FREE Mobile Alerts - Text to your mobile and email
- FREE Rewards Program - Earn 1 point for every $1 spent
- NO Bounced Check, NSF or Overdraft Charges EVER!
- FREE Direct Deposit - Eliminate check cashing fees
| APR: % | Intro rate: No Introductory Rate Available | Intro period: |
| Grace period: Not applicable to this type of card. | Annual fee: $0 |
Black Diamond Prepaid Visa® RushCard
- FREE Online Money Tools - Powerful, FREE online money tools help you plan a budget, monitor your progress, and review your spending.
- FREE RushPath to Credit - Build your credit history every time you pay your rent, utilities, and other bills when you activate this optional service.
- Rush Bill Pay - A convenient way to pay anyone online. Pay your rent, utilities, even the babysitter, electronically or by check.
- FREE RushText Alerts - Get instant access to your balance, deposit, and recent transaction information on your mobile phone for FREE. *standard carrier charges may apply
- Card-to-Card Transfer - Send money to any of your friends and family members who have a RushCard, or transfer funds between your own personal cards.
- FREE Prescription Discount Card - Save money by getting discounts on prescription drugs for you and your family. Enroll for FREE.
- FREE Customer Service - Member Services Representatives are always here to help - 24 hours a day, 7 days a week.
- Refer-a-friend - Get paid $5 for every friend you refer who becomes an active RushCard member.
| APR: % | Intro rate: No Introductory Rate Available | Intro period: |
| Grace period: Not applicable to this type of card. | Annual fee: $0 |
Baby Phat Prepaid Visa® RushCard
- FREE Online Money Tools - Powerful, FREE online money tools help you plan a budget, monitor your progress, and review your spending.
- FREE RushPath to Credit - Build your credit history every time you pay your rent, utilities, and other bills when you activate this optional service.
- Rush Bill Pay - A convenient way to pay anyone online. Pay your rent, utilities, even the babysitter, electronically or by check.
- FREE RushText Alerts - Get instant access to your balance, deposit, and recent transaction information on your mobile phone for FREE. *standard carrier charges may apply.
- Card-to-Card Transfer - Send money to any of your friends and family members who have a RushCard, or transfer funds between your own personal cards.
- FREE Prescription Discount Card - Save money by getting discounts on prescription drugs for you and your family. Enroll for FREE.
- FREE Customer Service - Member Services Representatives are always here to help - 24 hours a day, 7 days a week.
- Refer-a-friend - Get paid $5 for every friend you refer who becomes an active RushCard member.
| APR: % | Intro rate: No Introductory Rate Available | Intro period: |
| Grace period: Data | Annual fee: $0 |