If you are looking for a viable way to control your or a family member's spending a prepaid credit card or prepaid debit card could be the solution that you are seeking. These prepaid credit cards are loaded with funds prior to the shopping trip and are only allowed to buy goods up to that value, meaning that you will never fall into debt. There are costs associated with these prepaid credit cards though and these need to be factored into your comparisons.
Wired PlasticTM Visa® Prepaid Card
- Get a pink ribbon Wired Plastic Card today, and it will automatically donate a percentage of your signature purchases to help the fight against breast cancer.
- Accepted everywhere VISA is accepted
- No Credit Check, Income requirements, or bank account required
- Free Online Access to Account
- Free Mobile Alerts - Text to your mobile and email
- Free Bill Pay Service - Pay Anyone Online or Over the Phone
- Free Rewards Program - Earn 1 point for every $1 spent
- Free Direct Deposit - Eliminate check cashing fees
| APR: N/A* | Intro rate: N/A* | Intro period: N/A* |
| Grace period: Check Site | Annual fee: $0.00* |
Vision Premier® Prepaid Visa® Card
- No Credit Check - Complete the form and we'll mail your card
- Free Roadside Assistance
- 1% Cash Back on Gas Purchases
- Free Savings Account with 5.65% APY
- Free Unlimited Purchases - Signature and PIN
- Free Direct Deposit: Get Paychecks, Benefits and Tax Refunds Faster
- No Debt, No Interest Charges and No Overdraft Fees
| APR: % | Intro rate: No Introductory Rate Available | Intro period: |
| Grace period: Not applicable to this type of card. | Annual fee: $0 |
Walmart MoneyCardSM Visa® Prepaid Card
- No issuance fee online.
- No credit check or bank account required
- No overdraft fees
- No minimum balance required
- Free Direct Deposit.
- $10 bonus with qualifying Direct Deposit (for a limited time only)
- Use everywhere Visa debit is accepted, including shop online, pay bills, get cash at ATMs
| APR: N/A* | Intro rate: N/A* | Intro period: N/A* |
| Grace period: Check Site | Annual fee: $0.00* |
Green Dot® PrePaid MasterCard®
- $0 Activation Online - with no credit check
- Access over 18,000 MoneyPass® ATMs
- Get a $4.95 credit on your first MoneyPak cash load (see site for restrictions)
- No Monthly fee for any month with at least 30 purchases
- No Transaction fees on US purchases
- No Overdraft fees
- No Minimum balance required
| APR: N/A* | Intro rate: N/A* | Intro period: N/A* |
| Grace period: Check Site | Annual fee: $0.00* |
Walmart MoneyCardSM MasterCard® Prepaid Card
- No issuance fee online
- No credit check or bank account required
- No overdraft fees
- No minimum balance required
- Free Direct Deposit
- $10 bonus with qualifying Direct Deposit (for a limited time only)
- Use everywhere MasterCard debit is accepted, including shop online, pay bills, get cash at ATMs
| APR: N/A* | Intro rate: N/A* | Intro period: N/A* |
| Grace period: Check Site | Annual fee: $0.00* |
Green Dot® Gold PrePaid Visa®
- $0 Activation Online - with no credit check
- Access over 18,000 MoneyPass® ATM's
- Get a $4.95 credit on your first MoneyPak cash load (see site for restrictions)
- No Monthly fee for any month with at least 30 purchases
- No Transaction fees on US purchases
- No Overdraft fees
- No Minimum balance required
| APR: N/A* | Intro rate: N/A* | Intro period: N/A* |
| Grace period: Check Site | Annual fee: $0.00* |
UPside Visa® Prepaid Card
- Similar to a checking account with a Visa prepaid card
- Save up to $220 compared with other cards, the first year alone
- 100% approval with no credit check and no activation fee
- $0.99 monthly fee if $500 is loaded each month. (Only $4.95 otherwise)
- Free Direct Deposit from employers or deposit cash at 50,000 retailers
- Write personal checks online: easy to pay rent or other bills
- Earn 1,500 cash back reward points for you first direct deposit load
- Optional companion card available, as if you had a joint checking
| APR: N/A* | Intro rate: N/A* | Intro period: N/A* |
| Grace period: Check Site | Annual fee: $0.00* |
Pink ACE Elite(TM) Visa® Prepaid Card
- As an official sponsor of the National Breast Cancer Foundation, purchases from the ACE Elite Card have contributed to over $2 million towards breast cancer awareness and detection.
- Free Direct Deposit - paychecks are available up to two days faster*
- Direct Depositing $500 in one calendar month qualifies you for a $10 Purchase Cushion & our lowest fee plan*
- No credit check, No application fee, No obligation*
- Secure: Card funds are FDIC insured, backed by Visa® Zero Liability*
| APR: N/A* | Intro rate: N/A* | Intro period: N/A* |
| Grace period: Check Site | Annual fee: $0.00* |
NetSpend® Visa® Prepaid Card
- 100% Approval - No credit check needed (ID verification required).
- Get your paycheck, government benefits and tax refund faster with free direct deposit
- New - Get rewarded with NetSpend Payback RewardTM options.
- Real-time account activity alerts to your mobile phone.
- Funds are FDIC insured up to the current coverage limit (ID verification required).
| APR: N/A* | Intro rate: N/A* | Intro period: N/A* |
| Grace period: Check Site | Annual fee: $0.00* |
NetSpend® Prepaid MasterCard®
- 100% Approval - No credit check needed (ID verification required).
- Get your paycheck, government benefits and tax refund faster with free direct deposit
- New - Get rewarded with NetSpend Payback RewardTM options.
- Real-time account activity alerts to your mobile phone.
- Funds are FDIC insured up to the current coverage limit (ID verification required).
| APR: N/A* | Intro rate: N/A* | Intro period: N/A* |
| Grace period: Check Site | Annual fee: $0.00* |
ACE EliteTM Visa® Prepaid Card
- A card with benefits that matter to you
- No credit check, No application fee, No obligation
- No-Fee Cash Withdrawals at ACE locations*
- Free Direct Deposit - Get paid up to 2 days faster, don't stand in line or pay check cashing fees*
- Free Anytime AlertsTM - Get your balance and transactions via text or email*
- Free Savings Account - Receive 5.00% APY*
- Secure: Card funds are FDIC insured, backed by Visa Zero Liability*
| APR: N/A* | Intro rate: N/A* | Intro period: N/A* |
| Grace period: Check Site | Annual fee: $0.00* |
AccountNow® Prepaid Visa® Card
- $0 Monthly Fee
- 100% Guaranteed Approval* - No Credit Check
- No Minimum Balance
- Free Direct Deposit and Online Bill Payment
- Now with Purchase Rewards
- Perfect for Occasional Usage
| APR: N/A* | Intro rate: N/A* | Intro period: N/A* |
| Grace period: Check Site | Annual fee: $0.00* |
AccountNow® Prepaid MasterCard®
- 100% Guaranteed Approval* - No Credit Check
- No Activation Fee
- Free Direct Deposit and $25 bonus§
- Easy 24/7 Online Account Access
- Earn Purchase Rewards and Refer-a-Friend Cash Bonus
- Perfect for Pay check & Benefit check direct deposit
| APR: N/A* | Intro rate: N/A* | Intro period: N/A* |
| Grace period: Check Site | Annual fee: $0.00* |
Account Now Gold Visa® Prepaid Card
- 100% Guaranteed Approval* - No Credit Check
- $0 Activation Fee
- $25 bonus with Free direct deposit§
- Shop online & Pay bills online
- Up to $10,000 balance limit
- Deposits are FDIC insured
| APR: N/A* | Intro rate: N/A* | Intro period: N/A* |
| Grace period: Check Site | Annual fee: $0.00* |
READYdebit Platinum Visa Prepaid Card
- Get Your Premium Benefits:
- Exclusive Rewards Program
- Free Credit Score Tracker
- Easy Mobile Banking and Text Alerts
- Easy Online Bill Payment & Check Writing
- Free Direct Deposit - paycheck, benefits, tax refunds
- No Credit Check*, no Overdraft Fees or Balance Minimums
- Reloadable up to $10,000 Max Balance
| APR: N/A* | Intro rate: N/A* | Intro period: N/A* |
| Grace period: Check Site | Annual fee: $0.00* |
Platinum Zero® Secured Visa® Credit Card from Applied Bank®
- Choose Your Credit Limit - Simply open an FDIC Insured Deposit Account in your name at Applied Bank
- Your deposit will secure your new Visa Credit Card with a credit limit equal to the amount of your deposit - from $500 up to a maximum of $5,000
- Zero - 0% Fixed APR on Purchases - No Intro Rates
- Zero - 0% Rate Won't Change - Even If You're Late
- Zero Application Fees
- Zero Worries - Free Personal ID Theft Protection
| APR: 0.00% (Fixed)* | Intro rate: N/A* | Intro period: N/A* |
| Grace period: Check Site | Annual fee: $119.40* |
Student UPside Visa® Prepaid Card
- A card truly designed for the 13-25 age group and their parents
- Full parental control. Safer than cash
- Parents can load the card online from their own credit card or checking account
- Instant online funding, great for emergencies when your child is away from home
- If your child is in high school, you can set allowances and monitor his/her spending online. Also perfect if he/she is traveling without you
- If your child is already in college, he/she can receive free direct deposits from an employer, write checks and most importantly stay out of debt
- Apply online now. Only $2.99 a month or $29.95 a year
| APR: N/A* | Intro rate: N/A* | Intro period: N/A* |
| Grace period: Check Site | Annual fee: $0.00* |
Pink ACE EliteTM Visa® Prepaid Card
- As an official sponsor of the National Breast Cancer Foundation, purchases from the ACE Elite Card have contributed to over $2 million towards breast cancer awareness and detection.
- Free Direct Deposit - paychecks are available up to two days faster*
- Direct Depositing $500 in one calendar month qualifies you for a $10 Purchase Cushion & our lowest fee plan*
- No credit check, No application fee, No obligation*
- Secure: Card funds are FDIC insured, backed by Visa® Zero Liability*
| APR: N/A* | Intro rate: N/A* | Intro period: N/A* |
| Grace period: Check Site | Annual fee: $0.00* |
iBankUP Prepaid Account
- The power of a bank account in a Visa prepaid card
- Save up to $230 compared with other cards, the first year alone
- No credit check and no activation fee
- Write personal checks online: easy to pay rent or other bills
- $0 monthly fee if $400 is loaded each month. (Only $1.99 otherwise)
- Free Direct Deposit from employers or deposit cash at 50,000 retailers nationwide
- Get 5% off when you add minutes to a prepaid cell phone from your UPside account
- Accepted anywhere Visa debit cards are accepted. Optional companion card
| APR: N/A* | Intro rate: N/A* | Intro period: N/A* |
| Grace period: Check Site | Annual fee: $0.00* |