If you are looking for a viable way to control your or a family member's spending a prepaid credit card or prepaid debit card could be the solution that you are seeking. These prepaid credit cards are loaded with funds prior to the shopping trip and are only allowed to buy goods up to that value, meaning that you will never fall into debt. There are costs associated with these prepaid credit cards though and these need to be factored into your comparisons.
Wired PlasticTM Visa® Prepaid Card
- Accepted everywhere VISA is accepted
- No Credit Check, Income requirements, or bank account required
- Free Online Access to Account
- Free Mobile Alerts - Text to your mobile and email
- Free Bill Pay Service - Pay Anyone Online or Over the Phone
- Free Rewards Program - Earn 1 point for every $1 spent
- No Bounced Check, NSF, or Overdraft Charges Ever
- Free Direct Deposit - Eliminate check cashing fees
| APR: N/A* | Intro rate: N/A* | Intro period: N/A* |
| Grace period: Check Site | Annual fee: $3.95 monthly |
Green Dot® Gold PrePaid Visa®
- $0 Activation Online - with no credit check
- Access over 18,000 MoneyPass® ATM's
- Get a $4.95 credit on your first MoneyPak cash load (see site for restrictions)
- No Monthly fee for any month with at least 30 purchases
- No Transaction fees on US purchases
- No Overdraft fees
- No Minimum balance required
| APR: N/A* | Intro rate: N/A* | Intro period: N/A* |
| Grace period: Check Site | Annual fee: up to $5.95 monthly* |
Walmart MoneyCardSM MasterCard® Prepaid Card
- No issuance fee online
- No credit check or bank account required
- No overdraft fees
- No minimum balance required
- Free Direct Deposit
- $10 bonus with qualifying Direct Deposit (for a limited time only)
- Use everywhere MasterCard debit is accepted, including shop online, pay bills, get cash at ATMs
| APR: N/A* | Intro rate: N/A* | Intro period: N/A* |
| Grace period: Check Site | Annual fee: $3.00 monthly* |
Walmart MoneyCardSM Visa® Prepaid Card
- No issuance fee online
- No credit check or bank account required
- No overdraft fees
- No minimum balance required
- Free Direct Deposit
- $10 bonus with qualifying Direct Deposit (for a limited time only)
- Use everywhere Visa debit is accepted, including shop online, pay bills, get cash at ATMs
| APR: N/A* | Intro rate: N/A* | Intro period: N/A* |
| Grace period: Check Site | Annual fee: $3.00 monthly* |
Vision Premier® Prepaid Visa® Card
- No Credit Check - Complete the form and we'll mail your card
- Free Roadside Assistance
- 1% Cash Back on Gas Purchases
- Free Savings Account with 5.65% APY
- Free Unlimited Purchases - Signature and PIN
- Free Direct Deposit: Get Paychecks, Benefits and Tax Refunds Faster
- No Debt, No Interest Charges and No Overdraft Fees
| APR: % | Intro rate: No Introductory Rate Available | Intro period: |
| Grace period: Not applicable to this type of card. | Annual fee: $0 |
Green Dot® PrePaid MasterCard®
- $0 Activation Online - with no credit check
- Access over 18,000 MoneyPass® ATMs
- Get a $4.95 credit on your first MoneyPak cash load (see site for restrictions)
- No Monthly fee for any month with at least 30 purchases
- No Transaction fees on US purchases
- No Overdraft fees
- No Minimum balance required
| APR: N/A* | Intro rate: N/A* | Intro period: N/A* |
| Grace period: Check Site | Annual fee: up to $5.95 monthly* |
YAP™ MasterCard Prepaid Card
- Send and Receive Money Securely With Your Mobile Phone
- FREE MasterCard Prepaid Card & FREE Shipping
- FREE Instant Virtual Card ? Shop Online Today!
- FREE Direct Deposit
- FREE Unlimited Purchase/ Signature Transactions
- FREE Check Your Balance With a Text Message
- $0 Activation Fee
- $0 First Monthly Fee ? Try it For FREE
| APR: % | Intro rate: No Introductory Rate Available | Intro period: |
| Grace period: Not applicable to this type of card. | Annual fee: $0 |
Mango™ Prepaid Debit Card
- FREE MasterCard Prepaid Card Signup & FREE Shipping
- FREE Direct Deposit + Get $20 Signup Bonus
- Earn High Savings Interest Rate!
- No fee Domestic Purchase/Signature Transactions
- Pay your Bills in minutes from your online account
- Instant Virtual Card - Shop Online Today
- No Fee to Check Your Balance With a Text Message
- Wireless Alerts when your card is swiped
| APR: % | Intro rate: No Introductory Rate Available | Intro period: |
| Grace period: Not applicable to this type of card. | Annual fee: $0 |
UPside Visa® Prepaid Card
- Similar to a checking account with a Visa prepaid card
- Save up to $220 compared with other cards, the first year alone
- 100% approval with no credit check and no activation fee
- $0.99 monthly fee if $500 is loaded each month. (Only $4.95 otherwise)
- Free Direct Deposit from employers or deposit cash at 50,000 retailers
- Write personal checks online: easy to pay rent or other bills
- Earn 1,500 cash back reward points for you first direct deposit load
- Optional companion card available, as if you had a joint checking
| APR: N/A* | Intro rate: N/A* | Intro period: N/A* |
| Grace period: Check Site | Annual fee: $0.99 monthly fee if you load $500 in the month (R |
Pink ACE Elite(TM) Visa® Prepaid Card
- As an official sponsor of the National Breast Cancer Foundation, purchases from the ACE Elite Card have contributed to over $2 million towards breast cancer awareness and detection.
- Free Direct Deposit - tax refunds get credited in as few as 8 days and paychecks are available up to two days faster*
- Direct Depositing $500 in one calendar month qualifies you for a $10 Purchase Cushion & our lowest fee plan*
- No credit check, No application fee, No obligation*
- Secure: Card funds are FDIC insured, backed by Visa® Zero Liability*
| APR: N/A* | Intro rate: N/A* | Intro period: N/A* |
| Grace period: Check Site | Annual fee: up to $9.95 monthly* |
Account Now Gold Visa® Prepaid Card
- 100% Guaranteed Approval* - No Credit Check
- $0 Activation Fee
- $25 bonus with Free direct deposit§
- Free Online Bill Payment
- Up to $10,000 balance limit
- Instant Account Number - Perfect for getting your Tax Refund faster with direct deposit
| APR: N/A* | Intro rate: N/A* | Intro period: N/A* |
| Grace period: Check Site | Annual fee: up to $9.95 monthly* |
AccountNow® Prepaid MasterCard®
- 100% Guaranteed Approval* - No Credit Check
- No Activation Fee
- Free Direct Deposit and $25 bonus§
- Free Online Bill Payment
- Earn Purchase Rewards and Refer-a-Friend Cash Bonus
- Perfect for Tax Refund direct deposit
| APR: N/A* | Intro rate: N/A* | Intro period: N/A* |
| Grace period: Check Site | Annual fee: up to $9.95 monthly* |
AccountNow® Prepaid Visa® Card
- $0 Monthly Fee
- 100% Guaranteed Approval* - No Credit Check
- No Minimum Balance
- Free Direct Deposit and Online Bill Payment
- Now with Purchase Rewards
- Perfect for Tax Refund direct deposit
| APR: N/A* | Intro rate: N/A* | Intro period: N/A* |
| Grace period: Check Site | Annual fee: None* |
ACE EliteTM Visa® Prepaid Card
- A card with benefits that matter to you
- No credit check, No application fee, No obligation
- No-Fee Cash Withdrawals at ACE locations*
- Free Direct Deposit - Get paid up to 2 days faster, don't stand in line or pay check cashing fees*
- Free Anytime AlertsTM - Get your balance and transactions via text or email*
- Free Savings Account - Receive 5.00% APY*
- Secure: Card funds are FDIC insured, backed by Visa Zero Liability*
| APR: N/A* | Intro rate: N/A* | Intro period: N/A* |
| Grace period: Check Site | Annual fee: up to $9.95 monthly* |
NetSpend® Prepaid MasterCard®
- 100% Approval - No credit check needed (ID verification required).
- Get your paycheck, government benefits and tax refund faster with free direct deposit
- New - Get rewarded with NetSpend Payback RewardTM options.
- Real-time account activity alerts to your mobile phone.
- Funds are FDIC insured up to the current coverage limit (ID verification required).
| APR: N/A* | Intro rate: N/A* | Intro period: N/A* |
| Grace period: Check Site | Annual fee: As low as $5.00 monthly* |
NetSpend® Visa® Prepaid Card
- 100% Approval - No credit check needed (ID verification required).
- Get your paycheck, government benefits and tax refund faster with free direct deposit
- New - Get rewarded with NetSpend Payback RewardTM options.
- Real-time account activity alerts to your mobile phone.
- Funds are FDIC insured up to the current coverage limit (ID verification required).
| APR: N/A* | Intro rate: N/A* | Intro period: N/A* |
| Grace period: Check Site | Annual fee: As low as $5.00 monthly* |
READYdebit Platinum Visa Prepaid Card
- Get Your Premium Benefits:
- Exclusive Rewards Program
- Free Credit Score
- Free Mobile Banking and Text Alerts
- Free Online Bill Payment & Check Writing
- Free Direct Deposit — paycheck, benefits, tax refunds
- No Credit Check*, No Overdraft Fees or Balance Minimums
- Reloadable up to $10,000 Max Balance
| APR: N/A* | Intro rate: N/A* | Intro period: N/A* |
| Grace period: Check Site | Annual fee: $0* |
Platinum Zero® Secured Visa® Credit Card from Applied Bank®
- ZERO - 0% FIXED APR on Purchases - No Intro Rates!
- ZERO - 0% Rate Won’t Change - Even If You’re Late!
- ZERO Hassles - Choose Your Credit Limit From $500 Up To $5,000
- ZERO Application Fees
- ZERO Worries - FREE Personal ID Theft Protection
- ZERO Delays - Timely CREDIT Bureau Reporting
| APR: 0% | Intro rate: No Introductory Rate Available | Intro period: |
| Grace period: None | Annual fee: $0 |
Student UPside Visa® Prepaid Card
- A card truly designed for the 13-25 age group and their parents
- Full parental control. Safer than cash
- Parents can load the card online from their own credit card or checking account
- Instant online funding, great for emergencies when your child is away from home
- If your child is in high school, you can set allowances and monitor his/her spending online. Also perfect if he/she is traveling without you
- If your child is already in college, he/she can receive free direct deposits from an employer, write checks and most importantly stay out of debt
- Apply online now. Only $2.99 a month or $29.95 a year
| APR: N/A* | Intro rate: N/A* | Intro period: N/A* |
| Grace period: Check Site | Annual fee: up to $2.99 monthly* |
Pink ACE EliteTM Visa® Prepaid Card
- As an official sponsor of the National Breast Cancer Foundation, purchases from the ACE Elite Card have contributed to over $2 million towards breast cancer awareness and detection.
- Free Direct Deposit - tax refunds get credited in as few as 8 days and paychecks are available up to two days faster*
- Direct Depositing $500 in one calendar month qualifies you for a $10 Purchase Cushion & our lowest fee plan*
- No credit check, No application fee, No obligation*
- Secure: Card funds are FDIC insured, backed by Visa® Zero Liability*
| APR: N/A* | Intro rate: N/A* | Intro period: N/A* |
| Grace period: Check Site | Annual fee: up to $9.95 monthly* |
iBankUP Prepaid Account
- The power of a bank account in a Visa prepaid card
- Save up to $230 compared with other cards, the first year alone
- No credit check and no activation fee
- Write personal checks online: easy to pay rent or other bills
- $0 monthly fee if $400 is loaded each month. (Only $1.99 otherwise)
- Free Direct Deposit from employers or deposit cash at 50,000 retailers nationwide
- Get 5% off when you add minutes to a prepaid cell phone from your UPside account
- Accepted anywhere Visa debit cards are accepted. Optional companion card
| APR: N/A* | Intro rate: N/A* | Intro period: N/A* |
| Grace period: Check Site | Annual fee: Free if minimum load is received each month. $1.99 |
MangoTM MasterCard® Prepaid Card
- Free Direct Deposit + Get $20 Signup Bonus
- Earn High Savings Interest Rate
- Instant Virtual Card - Shop Online Today
- No fee Domestic Purchase/Signature Transactions
- No Fee to Check Your Balance With a Text Message
- Free Mango iPhone App (Download from iTunes Store)
- Renters Insurance Available to Mango Cardholders
- $5 Monthly Fee - Reimbursed when You Load at Least $500 Per Month
| APR: N/A* | Intro rate: N/A* | Intro period: N/A* |
| Grace period: Check Site | Annual fee: up to $5.00 monthly* |
REACH Visa® Prepaid Card
- Only 3 Fees - that's it - compare & save
- The card trusted by Tom Joyner
- Free Bill Pay & Check Writing
- Free Customer Service
- No Overdraft Fees, Interest Fees or Hidden Fees
- No Credit Check Required - Sign up Today
| APR: N/A* | Intro rate: N/A* | Intro period: N/A* |
| Grace period: Check Site | Annual fee: $8.95 monthly* |
Vision Premier® Visa® Prepaid Card - Simple & Fair
- New - Free Roadside Assistance
- New - Free Savings Account with 5.65% APY
- 1% Cash Back on Gas Purchases
- Free Direct Deposit so you can get paid faster
- Free Bill Pay online or over the phone
- Free Transactions and Customer Service
- No Overdraft Fees, No Interest Fees, and No Hidden Fees
- No Credit Check - 100% Approval
| APR: N/A* | Intro rate: N/A* | Intro period: N/A* |
| Grace period: Check Site | Annual fee: $7.95 monthly* |
First Progress Platinum Secured MasterCard® Credit Card
- Full-feature Platinum MasterCard secured credit card
- No credit history or minimum credit score required for approval
- Monthly reporting to all 3 major credit bureaus to establish more credit history
- Quick & complete online application
- Secured by your deposit of $300 - $2,000
- 24/7 access to your account online
- Deposit held at FDIC-insured bank
- You must be a resident of a US state; however, at present the program is not available in Alaska, Arkansas, Iowa, Maine, New York, Wisconsin, or West Virginia.
| APR: 14.99%* | Intro rate: N/A* | Intro period: N/A* |
| Grace period: Check Site | Annual fee: $39.00* |
Purple Diamond Prepaid Visa® RushCard
- FREE Online Money Tools - Powerful, FREE online money tools help you plan a budget, monitor your progress, and review your spending.
- FREE RushPath to Credit - Build your credit history every time you pay your rent, utilities, and other bills when you activate this optional service.
- Rush Bill Pay - A convenient way to pay anyone online. Pay your rent, utilities, even the babysitter, electronically or by check.
- FREE RushText Alerts - Get instant access to your balance, deposit, and recent transaction information on your mobile phone for FREE. *standard carrier charges may apply
- Card-to-Card Transfer - Send money to any of your friends and family members who have a RushCard, or transfer funds between your own personal cards.
- FREE Prescription Discount Card - Save money by getting discounts on prescription drugs for you and your family. Enroll for FREE.
- FREE Customer Service - Member Services Representatives are always here to help - 24 hours a day, 7 days a week.
- Refer-a-friend - Get paid $5 for every friend you refer who becomes an active RushCard member.
| APR: % | Intro rate: No Introductory Rate Available | Intro period: |
| Grace period: Data | Annual fee: $0 |
Wired Plastic® Prepaid Visa® Card
- Accepted everywhere VISA debit cards are accepted
- No Credit Check, Income requirements or bank account required
- On Demand Alerts - Manage your account via text messaging
- FREE Online Access to Account
- FREE Mobile Alerts - Text to your mobile and email
- FREE Rewards Program - Earn 1 point for every $1 spent
- NO Bounced Check, NSF or Overdraft Charges EVER!
- FREE Direct Deposit - Eliminate check cashing fees
| APR: % | Intro rate: No Introductory Rate Available | Intro period: |
| Grace period: Not applicable to this type of card. | Annual fee: $0 |
Black Diamond Prepaid Visa® RushCard
- FREE Online Money Tools - Powerful, FREE online money tools help you plan a budget, monitor your progress, and review your spending.
- FREE RushPath to Credit - Build your credit history every time you pay your rent, utilities, and other bills when you activate this optional service.
- Rush Bill Pay - A convenient way to pay anyone online. Pay your rent, utilities, even the babysitter, electronically or by check.
- FREE RushText Alerts - Get instant access to your balance, deposit, and recent transaction information on your mobile phone for FREE. *standard carrier charges may apply
- Card-to-Card Transfer - Send money to any of your friends and family members who have a RushCard, or transfer funds between your own personal cards.
- FREE Prescription Discount Card - Save money by getting discounts on prescription drugs for you and your family. Enroll for FREE.
- FREE Customer Service - Member Services Representatives are always here to help - 24 hours a day, 7 days a week.
- Refer-a-friend - Get paid $5 for every friend you refer who becomes an active RushCard member.
| APR: % | Intro rate: No Introductory Rate Available | Intro period: |
| Grace period: Not applicable to this type of card. | Annual fee: $0 |
Baby Phat Prepaid Visa® RushCard
- FREE Online Money Tools - Powerful, FREE online money tools help you plan a budget, monitor your progress, and review your spending.
- FREE RushPath to Credit - Build your credit history every time you pay your rent, utilities, and other bills when you activate this optional service.
- Rush Bill Pay - A convenient way to pay anyone online. Pay your rent, utilities, even the babysitter, electronically or by check.
- FREE RushText Alerts - Get instant access to your balance, deposit, and recent transaction information on your mobile phone for FREE. *standard carrier charges may apply.
- Card-to-Card Transfer - Send money to any of your friends and family members who have a RushCard, or transfer funds between your own personal cards.
- FREE Prescription Discount Card - Save money by getting discounts on prescription drugs for you and your family. Enroll for FREE.
- FREE Customer Service - Member Services Representatives are always here to help - 24 hours a day, 7 days a week.
- Refer-a-friend - Get paid $5 for every friend you refer who becomes an active RushCard member.
| APR: % | Intro rate: No Introductory Rate Available | Intro period: |
| Grace period: Data | Annual fee: $0 |